Example operating model
Affiliate network
An illustrative operating model for an affiliate and international network. This is an example workflow, not a customer testimonial, and does not describe an existing Fintech Meta customer.
Primary money flow: Advertiser payments are collected centrally and settled to a large number of cross-border beneficiaries.
Sector
Affiliate and international networks
Jurisdiction
Cross-border
Primary products
Payouts, Accounts, RiskOS
Availability
Planned
Required outcomes
Beneficiaries verified before international settlement.
Jurisdiction and sanctions checks applied consistently.
Collections and settlements reconciled with an audit trail.
Operating principle
Cross-border settlement is only as good as its beneficiary evidence.
Complexities and controls
Complexities
Large numbers of international beneficiaries, cross-border settlement, contractor payments and the need to evidence who each beneficiary is and why they are being paid.
Controls
Beneficiary verification, sanctions and jurisdiction screening, payment-purpose checks, payout limits and reconciliation across collections and settlements.
Required controls
- Beneficiary verification and payment-purpose checks
- Sanctions and jurisdiction screening
- Payout limits and approvals
- Collection-to-settlement reconciliation
Key restrictions
- Beneficiaries and jurisdictions must be screenable
- No settlements to restricted jurisdictions or parties