Built for regulated complexity.

Fintech Meta is developing euro payment accounts, payment execution, payouts, treasury tools and regulated digital-asset infrastructure for licensed, transparent and operationally complex digital businesses.

Money Flow Mapper

Illustrative

Do not submit personal data, wallet keys or confidential transaction information. This tool is an illustrative pre-sales interface.

Virtual IBANs SEPA SEPA Instant Business payouts Fiat ledger Crypto ledger Treasury KYB Sanctions screening Travel Rule Reconciliation APIs and webhooks Virtual IBANs SEPA SEPA Instant Business payouts Fiat ledger Crypto ledger Treasury KYB Sanctions screening Travel Rule Reconciliation APIs and webhooks

One operating layer for complex financial flows

Fintech Meta is designed to connect payment accounts, payouts, digital-asset settlement, treasury and compliance evidence without hiding the controls required for regulated operations.

Fintech Meta Accounts

Planned dedicated and virtual IBAN infrastructure, safeguarded euro balances, SEPA transfers, account permissions, statements and API reconciliation.

Fintech Meta Payouts

Controlled payout workflows for player winnings, esports prizes, creators, sellers, affiliates, contractors and customer refunds.

Fintech Meta Crypto Bridge

A planned regulated connection between fiat balances, supported crypto-assets, compliant stablecoins and approved external wallets.

Fintech Meta Treasury

Consolidated fiat and crypto balances, approval chains, reserve rules, automated thresholds and entity-level reconciliation.

From collection to settlement, every step controlled

Complex businesses do not only need faster payments. They need evidence showing who moved funds, why they moved, which controls were applied and how the transaction was reconciled.

Stage 1

Collect and safeguard

Dedicated account structures, payer identification, expected-flow checks, source validation and safeguarding reconciliation.

Stage 2

Approve and pay out

Beneficiary verification, duplicate detection, sanctions screening, payment-purpose checks, limits and multi-user approvals.

Stage 3

Convert and transfer

Supported-asset controls, approved wallets, Travel Rule exchange, address risk scoring and blockchain monitoring.

Fiat and digital assets. One auditable control plane.

Separate fiat and crypto ledgers, reconciled balances, approved counterparties and controlled conversion workflows are designed to give finance teams a complete operating view.

RiskOS turns evidence into operating decisions.

KYB, UBO verification, licence checks, sanctions, adverse media, transaction monitoring, blockchain analytics and case management are brought into a single decision trail.

Designed for digital businesses that cannot run on generic rails

Fintech Meta is not intended for every business rejected by a bank. It is being designed for selected companies that can demonstrate legal authority, transparent ownership and understandable money flows.

Video gaming and esports

Studios, publishers, tournament platforms, creators and digital marketplaces.

Licensed gambling and betting

Operators able to demonstrate the relevant licences, approved domains and market-specific permissions.

Regulated fintech

Payment, treasury, remittance, payroll, embedded-finance and regulated crypto companies.

Crypto and Web3

Identifiable legal entities, authorised CASPs, token issuers, foundations, infrastructure companies and institutional treasury users.

Marketplaces and platforms

Platforms managing seller balances, commissions, refunds and high-volume beneficiary payouts.

Affiliate and international networks

Transparent businesses requiring controlled cross-border collections, settlements and contractor payments.

Modular by design. Accountable by default.

Payments, custody, compliance and reporting components must connect without obscuring responsibility. Explore the planned infrastructure and control layers.

Explore infrastructure

A transparent commercial framework for B2B operations

Pricing will reflect the operating model, jurisdictions, transaction profile, compliance effort, account structure, digital-asset exposure and required service levels.

Standard Digital

Quoted · platform

Transparent digital businesses with understandable euro flows.

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This segment includes

  • Onboarding: standard evidence review
  • Accounts: shared account structure, multi-user
  • Payouts: batch payouts with approvals
  • Compliance: baseline KYB and screening
  • API: core payment and reporting APIs
  • Reporting: standard statements and exports
  • Support: business support

Gaming & Esports

Risk-adjusted · platform

Studios, publishers, tournament platforms and creator settlements.

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This segment includes

  • Onboarding: sector-specific evidence review
  • Accounts: segregated flows per programme
  • Payouts: high-volume beneficiary payouts
  • Compliance: enhanced monitoring rules
  • API: payouts and reconciliation APIs
  • Reporting: payout and settlement reporting
  • Support: priority support

Regulated Fintech

Custom · platform

Licensed payment, treasury and embedded-finance companies.

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This segment includes

  • Onboarding: licence and permission review
  • Accounts: dedicated structures, roles
  • Payouts: programmatic payouts and refunds
  • Compliance: shared control responsibilities
  • API: full API and webhook access
  • Reporting: regulatory-ready reporting
  • Support: technical account support

Crypto & Web3

Risk-adjusted · platform

Authorised CASPs, token issuers, foundations and treasury users.

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This segment includes

  • Onboarding: entity and asset-scope review
  • Accounts: fiat and crypto ledger access
  • Payouts: approved-wallet settlement
  • Compliance: Travel Rule and address risk
  • API: conversion and settlement APIs
  • Reporting: fiat and crypto reconciliation
  • Support: dedicated support

Licensed Gambling

Enterprise · platform

Operators evidencing licences, approved domains and permissions.

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This segment includes

  • Onboarding: market-by-market licence review
  • Accounts: operator and player fund separation
  • Payouts: controlled player payout workflows
  • Compliance: sector and responsible-play controls
  • API: custom integration scope
  • Reporting: jurisdiction-aligned reporting
  • Support: governance-level engagement

Commercial terms and product availability will depend on regulatory authorisation, risk assessment, partner approval, jurisdictions and final contractual scope.

SegmentStandard DigitalGaming & EsportsRegulated FintechCrypto & Web3Licensed Gambling
Onboarding and review
Evidence depthStandardEnhancedCustomEnhancedExtensive
Licence verificationAs applicableAs applicableRequiredRequiredRequired
Payments and accounts
Account structureSharedSegregatedDedicatedDedicatedSegregated
SEPA / SEPA InstantPlannedPlannedPlannedPlannedPlanned
Payouts and treasury
Mass payoutsBatchHigh-volumeProgrammaticApproved-walletControlled
Treasury controlsStandardStandardAdvancedAdvancedAdvanced
Digital assets
Crypto Bridge scopeOptionalFullOptional
Supported-asset policyNarrowNarrowNarrow
Risk and monitoring
Monitoring rulesBaselineEnhancedSharedEnhancedSector-specific
Sanctions screeningIncludedIncludedIncludedIncludedIncluded
API and reporting
API accessCorePayoutsFullConversionCustom
ReportingStandardPayoutRegulatory-readyReconciliationJurisdictional
Support and governance
Support levelBusinessPriorityTechnicalDedicatedGovernance
Account governanceStandardStandardEnhancedEnhancedEnterprise

Operating models we are being designed around

Explore example sector workflows and the controls required to support them responsibly.

EEA-licensed sportsbookExample operating modelEEA-licensed sportsbook

A licensed sportsbook collecting player deposits and processing player winnings across multiple EEA markets.

Illustrative workflow · Not a customer testimonial

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Game publisherExample operating modelGame publisher

A game publisher settling payments to creators, tournament winners and marketplace sellers.

Illustrative workflow · Not a customer testimonial

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Regulated crypto platformExample operating modelRegulated crypto platform

An authorised crypto-asset platform that needs reliable euro settlement alongside its digital-asset activity.

Illustrative workflow · Not a customer testimonial

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Online marketplaceExample operating modelOnline marketplace

A marketplace holding balances for many sellers and managing commissions, payouts and refunds.

Illustrative workflow · Not a customer testimonial

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Affiliate networkExample operating modelAffiliate network

An affiliate network collecting from advertisers and settling commissions to international partners and contractors.

Illustrative workflow · Not a customer testimonial

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Web3 foundationExample operating modelWeb3 foundation

A Web3 foundation managing fiat operating funds alongside treasury held in approved wallets.

Illustrative workflow · Not a customer testimonial

View operating model