Example operating model

Web3 foundation

An illustrative operating model for a Web3 foundation. This is an example workflow, not a customer testimonial, and does not describe an existing Fintech Meta customer.

Primary money flow: Fiat is used for operating expenses while digital-asset treasury is held and moved only through approved, whitelisted wallets.

Sector

Crypto and Web3

Jurisdiction

EEA

Primary products

Treasury, Crypto Bridge, RiskOS

Availability

Planned

Required outcomes

Fiat operations and crypto treasury managed under one view.

Movements restricted to approved, whitelisted wallets.

Reserves reconciled across entities with an audit trail.

Operating principle

Treasury discipline means approved wallets, approval chains and evidence.

Complexities and controls

Complexities

Coordinating fiat operating funds with digital-asset treasury, controlling which wallets can be used, applying approval chains and keeping reserves reconciled across entities.

Controls

Approved-wallet whitelisting, approval chains, reserve rules, Travel Rule exchange, address risk scoring and entity-level reconciliation across fiat and crypto.

Required controls

  • Approved-wallet whitelisting
  • Approval chains and reserve rules
  • Travel Rule exchange and address risk scoring
  • Entity-level fiat and crypto reconciliation

Key restrictions

  • Digital-asset movements only to approved, whitelisted wallets
  • No lending, staking or yield activity

Illustrative workflow

This is an example operating model, not a customer testimonial and not a description of an existing Fintech Meta customer.

Operate in fiat

Operating expenses are funded from euro balances held in dedicated account structures with clear reconciliation.

Control treasury

Digital-asset treasury is held and moved only through approved, whitelisted wallets, with approval chains, reserve rules and address risk scoring applied.

Reconcile

Fiat and crypto balances are reconciled at entity level into a single auditable treasury view.

Fintech Meta is developing this capability. Digital-asset availability will be restricted and jurisdiction dependent, and will only become available after the required authorisations and partner approvals are in place.