Supported money flows and restrictions

Last updated on May 2026

Supported money flows and restrictions

This guide describes, in general terms, the money flows the planned Fintech Meta platform is being designed to support and the restrictions expected to apply. These are planned capabilities; Fintech Meta is currently pre-authorisation.

Fiat flows

The planned platform is being designed around euro payment accounts, SEPA and SEPA Instant transfers, and controlled payout workflows for beneficiaries such as winners, creators, sellers, affiliates and contractors. Safeguarding and daily reconciliation are intended to sit at the centre of these flows.

Digital-asset flows

For businesses that touch crypto, the intended model is controlled conversion between euro and a narrow set of supported assets, with an emphasis on compliant stablecoins for settlement. Conversion is treated as a controlled workflow with supported-asset policy, approved counterparties, screening and reconciliation.

Restrictions

Clear restrictions are part of a responsible design:

• a narrow supported-asset list, expanded only deliberately;
• no lending, staking or yield generation in the initial model;
• approved and whitelisted wallets rather than open-ended transfers;
• controls tuned to each sector’s typical behaviour.

Jurisdictional limits

Crypto-asset availability is expected to be restricted and jurisdiction dependent. Supported flows and markets will depend on authorisation, risk assessment and the final operating model.

Frequently asked questions

Answers to commonly asked questions about our platform

• Which crypto-assets are expected to be supported?

  The intention is to begin with a narrow, well-understood set of supported assets, with an emphasis on compliant stablecoins for settlement. A narrow supported-asset list makes monitoring and reconciliation more reliable and can be expanded deliberately as controls mature.

• Will lending, staking or yield be available?

  No. A settlement- and treasury-focused model is being designed to exclude lending, staking and yield generation, which carry materially different risks and regulatory considerations.

• Can any wallet be used for transfers?

  The intended approach uses approved and whitelisted wallets, with a controlled process to add new destinations, rather than open-ended transfers.